“TAP, SCAN, DONE!” — QRIS BIKIN GEN Z MAKIN CERDAS FINANSIAL
Vriskila Piolawanti R Fakultas Teknil Sipil dan Perencanaan, Universitas Internasional Batam Email: vpiolawanti@gmail.com Abstract The rapid advancement of digital technology has transformed Indonesia’s financial landscape, encouraging a shift from cash-based to cashless transactions. One of the key innovations supporting this transformation is the Quick Response Code Indonesian Standard (QRIS), a unified digital payment system […]